Veterans, First-Time Home Buyers, and Business Owners Across Southern California—Looking for a Mortgage Partner Who Puts You First?

Get Fast, Reliable Loans for First-Time Buyers & Business Owners

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At The American Lenders, our veteran-owned team combines unmatched service, speed, and creative solutions to help you secure the best loan—whether you're buying your first home or building long-term wealth.

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Dylan Barney (LO Assistant) & Joe Bojorquez (LO)

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"Big heart"

Dylan and Joe are hard working individuals with a big heart. They are absolutely amazing loan officers with incredible experience and they are knowledgeable, honest and very professional. They always provide us with updates throughout our whole journey of selling and buying our home. 

Anna M.

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"Patient with us"

Dylan and his team are absolutely wonderful loan officers to work with! Dylan was so patient with us during this home buying /refinance process and extremely helpful and informative. Always providing us with facts and education throughout the whole experience.

Veonica M.

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"Made it happen"

I would absolutely recommend these guys to anybody in search of lenders who deliver nothing but top-quality service to your clients! My last transaction with them was an extremely tough scenario to get my buyers qualified with other lenders, However, Joe and Dylan made it happen despite what other lenders had previously said.

Oscar A.

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"Excellent experience"

I had an excellent experience with The American Lenders. They are professional, responsive, and guided my client and I through every step of the mortgage process with ease. Their clear communication and attention to detail made what can often be a stressful experience feel smooth and straightforward.

Perla S.

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Hi, I'm Joe Bojorquez

Loan Officer, NMLS #1780575 | DRE #02123500 

About Joe

I’m Joe Bojorquez, and I’m here to help you navigate the mortgage process with confidence.


Whether you're buying your first home, investing in property, or refinancing, I’ll provide the guidance and clarity you need to make the best decisions for your situation.

My Approach

I believe the mortgage process should be simple and stress-free. My goal is to make things clear for you every step of the way, with honest communication and solutions that fit your unique needs.

Experience & Expertise

I’ve had the privilege of helping hundreds of clients secure the right loans—whether it’s conventional, FHA, VA, or Non-QM.


Staying on top of industry changes is a priority for me so that I can offer the best advice and ensure everything runs smoothly for you.

A Little About Me

When I’m not working, you’ll find me spending time with my wife and sons, exploring the outdoors, or hiking the trails. I’m passionate about staying active and continuously learning—whether it’s self-improvement, diving into new topics, or striving to be better each day.


Building meaningful relationships is important to me, and I cherish the memories I create with my family and friends.

SCHEDULE CONSULTATION WITH JOE

Click Below To Schedule A Free Consultation!

Click the button below to understand your eligibility & your purchasing power.

Start The Process!

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"Forever grateful"

My husband and I are forever grateful for the amazing services provided. We are thankful to have had Dylan work with us, him and his team are fully committed and always available to answer questions. Overall: amazing.

Jasmin P.

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"Smooth and easy"

Working with Joe Bojorquez was such a pleasure and ease. He ensures the process goes smooth and easy, makes you wish all were this good. Looking forward to many more from this awesome team.

Mikhail V.

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"10 Stars Rating!"

10 Stars Rating! Joe and The American Lenders were and still are a great help on helping my clients achieve their real estate goals. They truly go above and beyond for their clients. THANK YOU, JOE!

Marco P.

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"Always on top of it!"

Dylan and Joe are amazing individuals to work with! Honest, helpful, knowledgeable, and always on top of it! If you’re looking for lenders to work with, these are your guys!

Paul C.

About Dylan

I’m Dylan Barney, and I believe buying a home should be one of the most exciting and rewarding experiences of your life. My goal is to make the process simple and stress-free by providing clear guidance, education, and personalized support.


Whether you're a first-time buyer or building generational wealth, I'm here to walk you through every step with confidence.

My Approach

I believe buying a home should be an exciting and smooth journey, free from stress and surprises. For me, it’s all about honest communication, trust, and transparency.


Understanding your unique goals is my top priority, and I’m committed to finding the best solutions to make those goals a reality. My mission is to ensure you feel informed, confident, and fully supported throughout the entire process.

Experience & Expertise

Over the years, I've been a direct resource for individuals and families, guiding them through one of the biggest financial decisions of their lives.


I take pride in building deeper relationships that last a lifetime, ensuring everyone feel supported, informed, and confident. I strive to be someone you can always count on, not just for today, but for every step of your journey ahead.

A Little About Me

Outside of work, I love spending time with my wife and our two dogs, traveling to new places, and experiencing different foods from various cultures.


As a former collegiate athlete, staying active is a big part of my life, and I dedicate a lot of time to my health and bodybuilding. Whether it’s exploring new destinations or pushing myself in the gym, I’m always looking for ways to grow and challenge myself.

SCHEDULE CONSULTATION WITH DYLAN

Hi, I'm Dylan Barney

Loan Officer Assistant

Check Out Some Mortgage Options

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VA Home Loan Mortgages

VA loans offer veterans and active-duty service members zero down payment, competitive rates, and no PMI, making homeownership more accessible.

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FHA Mortgage Programs

FHA loans are government-backed mortgages that offer low down payments and flexible credit requirements, making homeownership more accessible for first-time buyers.

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First Time Home Buyer

First-time home buyer loans offer low down payments, flexible credit requirements, and special programs designed to make purchasing your first home easier and more affordable.

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Conventional Home Purchase

Conventional loans are standard mortgages not backed by the government, offering flexible terms and competitive rates for buyers with solid credit and stable income.

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Non-QM

Non-QM (Non-Qualified Mortgage) loans offer flexible financing solutions for self-employed individuals, real estate investors, and those with unique income situations who may not meet traditional loan requirements.

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Jumbo Loans

Jumbo loans are mortgages designed for high-value properties, exceeding conventional loan limits, and offering competitive rates for buyers with strong credit and financial profiles.

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HELOC

A HELOC (Home Equity Line of Credit) is a revolving line of credit that lets homeowners borrow against their home's equity, offering flexible access to funds for major expenses or investments.

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Bridge Loans

Bridge loans are short-term loans that help homeowners buy a new property before selling their current one, providing quick access to funds to bridge the financial gap.

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USDA Loans

USDA loans offer zero down payment and affordable financing for eligible homebuyers in rural and suburban areas, backed by the U.S. Department of Agriculture.

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Excellent service. Communicated throughout the entire process. Worked hard and always pleasant. For all of my future moves Joe and his team will be my go to people for a new home. Service was outstanding. I would definitely recommend him to other people for services.

Chandra H.

MESSAGE US!

We would love to hear from you! Use this form to contact us and we'll follow up fast, typically within 24 hours.

Contact Us

Contact

Joe Bojorquez (Loan Officer)

  • Call: (323) 997-8892
  • Email: bojo@theamericanlenders.com
  • NMLS #1780575 | DRE #02123500 

Dylan Barney (Loan Officer Assistant)

  • Call: (562) 524-1886
  • Email: dbarns@theamericanlenders.com

Location

16181 Whittier Blvd, Whittier, CA 90603


Hours

Mon - Fri: 9am-6pm

Sat & Sun: 8am-12pm